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Mastercard Product Manager for mobile payments in Pune, India

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion (https://www.mastercard.us/en-us/vision/who-we-are/diversity-inclusion.html) for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Title and Summary

Product Manager for mobile payments

Global business-to-business (B2B) payment market is in the range of USD 120 trillion. Most of it happens on non-card rails, representing tremendous growth opportunity for Mastercard’s Commercial Platforms. The In Control platform for Commercial Payments is part of the Commercial Platform family that is responsible for delivering safe, smart and simple payment solutions to middle and large market segment supporting both travel (T&E) and B2B payments. The In Control platform generates single- or multi-use Virtual Card Numbers (VCN) with extensive user defined controls to provide secure and controlled B2B and T&E payment transactions.

The Mastercard Product Management team leads the launch and delivery of the In Control platform that consists of ICCP (In Control for Commercial Payments), ICMP (In Control for Mobile Payments) and ICBT (In Control for Business Travel) products. As a member of the ICMP team, you will have the chance to shape and influence the platform using your customer insights and product development capabilities. As a Product Manager, you will become a Subject Matter Expert (SME) on the platform and work closely with regional account teams to support customers. In addition, you will work very closely with engineering to participate in product development activities. This role is heavily involved in defining the overall Platform vision, including product enhancement, support, testing and release.

This role reports to the Director of In Control for Commercial Payments.

The primary responsibilities of the Product Manager are to:

· Engage directly with regional teams to support partners and customers on product roadmap, product implementation and demos

· Work closely with engineering to drive development of new capabilities in anticipation of or response to customer needs, market trends, and competitive opportunities

· Generate and evaluate ideas to enhance Mastercard’s suite of product offerings and create a competitive advantage

· Gather, assess, refine, prioritize Mastercard and bank-initiated product requirements and coordinate with various stakeholders to improve and maintain clear lines of commitment to the bank and their customer base

Role:

This role requires the successful candidate to:

· Possess excellent interpersonal and presentation skills with ability to work with globally diverse team across different time zones

· Interact successfully with customers and Mastercard’s internal teams (engineering, account managers, legal, customer support etc.)

· Develop deep knowledge of In Control Platform (ICCP, ICBT and ICMP), payment processing, and the overall commercial business

· Validate technical delivery and ensure that delivered functionality complies with the product requirements and is fit-for-purpose

· Develop understanding of end-to-end product lifecycle (e.g., Studio framework), actively works to improve experience and skills

· Drive product development focusing on customer journey and experience

· Prepare launches and monitors product performance, adoption, and operational health

· Creation and elaboration of features keeping the customer value in center focus and ensuring the stories in the feature allow the engineers to fully execute the intended outcome of the feature.

· Review information on competitors’ product offerings, business models and technology innovations on a regular basis and shares findings

· Identify opportunities to improve an overall product lifecycle processes

· Make a point to listen, observe and understand senior management and cross-functional team perspectives and/or preferences; ask effective questions to clarify understanding

· Use customer needs, research, user studies, metrics and competitive analysis to document business and product requirements and inform the backlog

· Display judgment to know when to escalate issues and liaise with cross-functional teams for resolution

· Support and participate in post-launch reviews and ensures feedback is reincorporated into enhancements

· Ability to research and understand market trends within travel, B2B, and payments industry

· Own and manage product documentation ensuring it is clear and easily consumable by product, cross-functional and engineering teams

· Stay aligned with go-to-market plans for the product set

· Report status and manage risks within their primary product team

· Take initiative and actively seek and participate in activities which stretches ones existing skill set

· Participate in team prioritization discussions with Product/Business management

· Mentor and guide new and less-experienced team members

· Share and seek knowledge within the Guild/Product to drive reuse of best practices and enhance productivity

All About You:

Background preferred in one or more of the following:

· Product management and development

· Preference will be given to candidates with experience in mobile payments / digital wallet knowledge (Google Pay, Apple Pay, etc.)

· Working knowledge of APIs

· Customer engagement / Business development

· Technology Development & Operations

· Commercial payments

· Outstanding communication and presentation skills

· Strong analytical skills with ability to drive deep product insights from data

· Strong ability to interact with, influence, and build consensus across a variety of internal business units, external partners, and service providers

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

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