As a Junior Mortgage Loan Officer your day will be filled with opportunities to work with an experienced Mortgage Loan Officer to sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups. Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills to further his/her career goals for advancement within the banking profession.ResponsibilitiesDaily responsibilities include, but are not limited to, the following:Assist MLO with prequalification and maintaining relationship with borrower to convert to applicationAssist MLO by reviewing initial application, reviewing for accuracy and completeness, run AUS, review credit,Assist MLO by completing disclosures and schedule initial disclosure appointment with borrower if applicableSubmit loan to setup within appropriate time frameAssist with phone calls directed to mortgage loan officer by directing the call to the appropriate department/person, taking a message, or assisting with call as applicablePlace follow up calls to customers on behalf of loan officer, as applicableSchedule appointments and maintain loan officer calendarManage referrals in S@YB to other departmentsManage S@YB entries for sales calls and COI updatesWork with processing and underwriting group to ensure customer contact and any conditions are handled in an appropriate timeframeReview pipeline and monitor return of initial application documents as well as initial required documentationContact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate salesEngage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate salesConsult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditionsCollect, compile and analyze information for acceptability for approval for investor’s loan productCommunicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closingFollow up closely with processor to ensure loans are closed timelyMaintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sitesOther Functions:Organize and fileAssemble and distribute correspondence and updatesMaintain and order supplies  Job Requirements The successful candidate will have the following qualifications:High school Diploma or GED EquivalentFluent in SpanishBanking or mortgage experience preferredProficiency in Word (including knowledge of mail mergers and creating templates)Proficiency in Excel (including ability to create graphs)Typing speed of 40 WPMMust be detailed orientedMust be able to maintain confidentialityExcellent organizational skillsExcellent verbal and written communication skillsExcellent customer service skillsAbility to function independently in a multi-task environment as well as part of a team.Flexibility with hours and dutiesProfessional appearance and demeanorBenefits401(k) with a company match of up to 6%ESOP employer matchMedical insuranceDental insuranceVision insuranceCancer / Disease insuranceAccident insuranceFlexible Spending AccountsHealth Savings AccountsBank paid Life / AD& D insuranceVoluntary Life / AD&D insuranceBank paid Short-Term and Long-Term Disability insuranceEmployee Stock Purchase PlanEmployee Assistance ProgramPhysical RequirementsThe physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This position requires sitting the majority of the time with limited walking and standing. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.