Zions Bancorporation

Zions Bancorporation, N.A. (NYSE: ZION) is a premier financial services company with $100B in assets operating through 8 brands in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. With a leading market share in small and middle-market banking, the Bank’s 500+ client managers and 200+ wealth advisors have vigorous client development strategies that feed into Zions Capital Markets.

Zions Capital Markets

Zions Capital Markets provides targeted, client-driven financing and advisory solutions to help companies across our markets raise capital efficiently and execute strategic transactions effectively. Our approach is simple – help clients we know connect and tell their story to investors we know well.

Zions Capital Markets brings “bulge bracket” solutions to the business customers of our local affiliates, as the platform is continually expanding our product capabilities to meet the evolving needs of our client base. The platform currently has teams of experienced professionals operating from offices in Salt Lake City, Houston, Los Angeles, Charlotte, Dallas, Ft. Lauderdale, and Orange County.

We are currently seeking a Real Estate Capital Markets Underwriter – Senior Portfolio Manager to join our team and be a founding member of the CMBS lending group within the Real Estate Capital Markets (“RECM”) division with additional growth opportunities presented as RECM product offerings are expanded. This position is in Charlotte, NC.

Responsibilities:

• Work with loan originators to screen CMBS loan candidates and support credit executives with review of loan opportunities, including proactive identification of potential underwriting/credit concerns.

• Directly interface with borrowers through the closing process to ensure a positive experience; collaborate with credit, underwriters and legal counsel through the due diligence, approval and closing process to actively identify and resolve mid-stream transactional issues.

• Perform all aspects of the due diligence and underwriting process for commercial real estate loans including analyzing property level data and cash flows, rent rolls/leases, guarantor financial statements, market trends/forecasts, and reviewing and approving third party reports.

• Prepare asset summary reports, cash flows and credit memos, clearly and concisely summarizing underwriting/credit rationale, detailed loan structure considerations, and key risks/mitigants.

• Deep familiarity with CMBS specific underwriting and rating agency analysis methodologies.

• Domestic travel is required.

  Education/Certifications:

• Requires a bachelor’s degree.

• 10+ years of relevant experience in CRE lending, banking, investing, or capital markets functions.

  Specialized Knowledge/Qualifications:

• In-depth knowledge of real estate capital markets, complex credit structures, and credit analysis

• Extensive knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.

• Requires excellent customer service, relationship, organizational, analytical and creative problem-solving skills.

• Ability to meet deadlines

• Excellent communication skills, both verbal and written, to include strong business writing skills.

• Able to travel.

  Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!

• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts

• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits, including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees

• Employee Ambassador preferred banking products

Req ID: 066668

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

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